C-DIRECT TERMS and CONDITIONS

INTRODUCTION

COMPETENZ is pleased to provide you with access to and use of COMPETENZ DIRECT (the website) subject to the following terms of use. By visiting the website, you agree to accept the terms described here. COMPETENZ may alter these terms of use at any time by changing them on the website. While the current version of these terms of use will be maintained on the website, COMPETENZ has no obligation to notify you of any changes and recommends that you periodically review the website for changes. The website, any information contained on it, and these terms of use shall be interpreted in accordance with, and governed by, the laws of New Zealand. The New Zealand courts shall have the non-exclusive jurisdiction to hear any disputes concerning matters involving this website.

INFORMATION ON THE WEBSITE

Unless otherwise stated, you are permitted to access, view, copy or print material, including any material published by COMPETENZ on the website for your business use only. Any copyright notice on that information must be retained on the copy. You are not permitted to reproduce, adapt, distribute or incorporate in any other work, in whole or in part, anything from the website without written permission from COMPETENZ.

COMPETENZ cannot guarantee access at all times. If you find information contained on the website is not accurate you must contact COMPETENZ to advise of the errors or omissions in the information within 2 working days.

In the event you access information you know you are not entitled to access you will immediately destroy the information (including any copies of the information) and notify COMPETENZ (providing your name, contact details and an explanation of the date, time and content of the information accessed by you).

While COMPETENZ makes every effort to ensure that the information on this website is accurate, current and complete, it does not accept liability for any error, mis-statement or omission. COMPETENZ may change the material on the website at any time without prior notice. In the unlikely event that an unauthorised person makes changes to the website, COMPETENZ does not accept responsibility for those changes. You are solely responsible for the actions you take in reliance on the content of the website. If you want to rely on any material on the website you should contact COMPETENZ first.

LIABILITY EXCLUDED

Your use of the website is at your own risk. To the extent permitted by law, COMPETENZ shall not be responsible or liable, in contract, tort (including negligence), equity or otherwise for any direct, indirect, incidental, consequential, special, or punitive damage, or for any loss (including consequential loss), loss of profit, income or savings, or any costs or expenses incurred or suffered by you or any other person, arising out of, or in connection with, your access to, or use of, this website or any linked websites, other than claims arising under the Consumer Guarantees Act 1993, where applicable. Notwithstanding the foregoing, you may have rights or remedies under New Zealand's Consumer Guarantees Act 1993. Those rights or remedies are excluded to the extent that any use made of this website or its content is for business purposes.

It is up to you to take precautions to ensure that whatever information you select for your use is free of items such as viruses, worms, or other items of a destructive nature.

INTELLECTUAL PROPERTY RIGHTS

The copyright in all materials (including rights in text, graphics, arrangement and overall design of this website) displayed or available on the website belongs to COMPETENZ unless otherwise stated. If the owner of any material published on the website is not COMPETENZ then your rights in relation to that material will be as defined by the copyright owner of the material. If you download any software from the website, the software (including any files, images incorporated in or generated by the software and any data accompanying the software (referred to as the ""Software"")) shall be licensed to you by COMPETENZ. COMPETENZ does not transfer title to the Software to you. You may not redistribute, sell, decompile, reverse-engineer, disassemble or otherwise deal with the Software.

ACCESS TO OTHER WEBSITES

The website contains links to third party websites that are not under the control of COMPETENZ. COMPETENZ provides these links for your convenience and informational purposes only. The inclusion of any link does not imply COMPETENZ endorsement of that website. COMPETENZ is not responsible for the content, validity, accuracy, or the use of any other website. You should check the terms and conditions applicable to any other websites you use or verify such information with the third parties directly.

YOUR PRIVACY

COMPETENZ may collect, retain and update personal and/or business information provided by you. COMPETENZ web server automatically recognises the domain name and/or IP address from the gateway you are connecting through and COMPETENZ uses cookies to record information about your visit.

Accordingly, you agree that:

(a) COMPETENZ shall collect this information to monitor website usage and compile statistical data relating to the use of the website;

(b)COMPETENZ may use this information to further develop and customise its web pages to enhance your experience of COMPETENZ service;

(c) you may be contacted by COMPETENZ to inform you about its programmes and services or other matters related to COMPETENZ;

(d) in the future COMPETENZ may use the information that COMPETENZ has gathered for new, unanticipated uses not previously disclosed in COMPETENZ privacy notice;

(e) information COMPETENZ collects now is subject to the privacy policy in effect at the time of use; and

(f) if COMPETENZ information practices change at some time in the future COMPETENZ will post the policy changes to its main website to notify you of these changes.

All information collected by COMPETENZ will be held by COMPETENZ. Your personal and business information will not be made available to any third party in a manner that enables you to be identified. COMPETENZ do not share this information with other organisations for marketing purposes. Pursuant to the Privacy Act 1993, you have the right to access, and to request correction to, any of your personal information provided to COMPETENZ. If you want to see the information COMPETENZ have stored for you or change or request removal of some personal information, please contact us. If you have any questions or concerns about your privacy, please contact us at any time.

CONTENT – GENERAL INFORMATION ONLY

The material on this website is only of general information value. No person should act or refrain from acting solely on the basis of this material. Any frames, links or other references to other websites, persons or information are produced solely for convenience. Those references are not to be taken as an endorsement of those parties or their products or services.

SANCTIONS FOR POLICY VIOLATIONS

A breach of the provisions of these terms and conditions, or any statute or rule imposed in New Zealand or by COMPETENZ in relation to the website may directly or indirectly result in any or all of the following consequences:

(a) restriction or termination of your access to the website;

(b) the initiation of legal proceedings by law enforcement officials, including but not limited to, criminal prosecution under appropriate laws;

Any user who has a penalty imposed on them may appeal to COMPETENZ.

JURISDICTION

Unless otherwise specified, the materials in the website are presented solely for the purpose of promoting the goods and services offered by COMPETENZ available in New Zealand. The website is controlled and operated by COMPETENZ from its office in New Zealand. COMPETENZ makes no representation that the materials contained in the website are appropriate or available for use in any other country. For the avoidance of doubt, these Terms of Use are governed by the laws of New Zealand and all Users and COMPETENZ shall submit to the exclusive jurisdiction of the New Zealand courts in respect of all matters relating to these Terms of Use.

CONTACTS

The Website is maintained by COMPETENZ. Address: Building 2, Level 2,Central Park, 666 Great South Road, Penrose. Mail: Post Office Box 62561 Central Park Auckland, New Zealand. Free Phone: 0800 526 1800 Fax: (09) 579 1170.

TERMS OF USE

You will NOT be issued with a User Login or Password to access this website until you have agreed to be bound by the COMPETENZ standard Terms of Use and Privacy Policy. By checking the appropriate boxes at time of registering online you are stating that you are authorised to act on behalf of the company to view company training data and applying for Financial membership if not already a financial member.